About us

We are full-service custom software development company, that can handles project development throughout the entire lifecycle: starting with strategic planning and UX/UI design, through application development and quality assurance, to technical delivery, production maintenance, and support – all delivered with quality and fast agility to effectively support businesses in new generation financial and insurance industries.

Our Mission

A trusted digital partner, providing innovative technology solutions and end-2-end digital transformation services to our clients.


With our locations in Switzerland (Zurich), France (Paris), Germany (Bremen, Munich), Austria (Vienna), Sweden (Stockholm) Egypt (Cairo), Ukraine (Chernivtsi).


Elmo Ninier

CEO & Co-Founder

Elmo is highly adept at solving our client’s toughest challenges. Intersecting between business and technology, he helps innovative companies to develop the most suitable long-term digital strategy to realise the true benefits of digital transformation.

Elmo has more than 25 years’ experience in consulting and technology, having led international engagements focused on banking, financial services, fintech, and blockchain initiatives.

Glenn Hempel

Chief Growth Officer &
Client Propositions

Glenn brings an accomplished international track-record of 20+ years’ experience in Financial Services in orchestrating cross-functional Business, Technology & Digital Transformation strategic execution programs and leading End-to-End solution propositions plus FinTech / DLT vendor ecosystem partnering. He has guided clients in overcoming challenging ambitions to achieve their goals.

Glenn’s expertise combines banking & wealth management industries, business consulting, digital product solutioning, and enterprise IT services. He has held senior leadership roles plus advised on emerging topics and innovation.

Murat Güden

Head of Delivery and Operation

Delivery in time and high quality, deep business understanding, and client’s satisfaction are the key elements of Murat’s success in digital transformation solutions. He started his career as software engineer and developed his capabilities within more than 20 years as business architect, program and project management in front- and back-end solutions as well as in integration, data management and analytics focused on financial market.

Jérôme Rivaud

France Country Head

Jérôme has a 20 plus years international track-record success in driving companies towards profitable growth and delivering high-performing enterprise digital transformation solutions with state-of-the art product engineering development. Jerome has led strategic technology partnerships and bespoke digital solutions across ecommerce, online digital banking platforms and innovative med-tech ventures.


Jérôme held leadership roles with top multinational companies and scale-ups across geographies and industries focusing on B2C end customer satisfaction as well as the B2B client success. Jérôme is obsessed with long-term ROI value from client-centric solutions.

Francisco Anjos

Head of Engineering

Francisco has extensive knowledge in designing FinTech systems. Starting his career as a Software Developer and currently with the role of Head of Engineering he acquired the top down vision from building systems to understanding the overall implications in a system architecture.

E2E Services:

From design, development of new applications to next generation modernization, managment and maintenance. We are the catalysts of the appliaction Development, Integration and quality assurance. Our technical digital capabilities are building software for the mortgage, credit, wealth management, pension and saving.

Check out more about services

Our Industries

  • FinTech Digital Services
  • Wealth Management Services
  • Real Estate & Mortgage Digital Services
  • Pension and Saving Digital Services
  • Credit & Consumer Loans Digital Services
  • Life Insurance Services
more launched projects

Our Partners

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